Bank transactions categorized and matched to rent

Plaid pulls in your transactions, AI assigns them to your expense types, and Stripe payouts are matched to rent payments every night.

Start free $5/unit · $25 minimum · 14-day free trial

Connecting a bank needs a card on file. You aren’t charged until day 14.

Transactions
Checking ••4821
Stripe payout
Rent · matched to 2 payments
Matched+$3,725.00
Hardware supply
Repairs · Maple St
AI−$84.12
City water department
Utilities · Elm St
AI−$62.40
Insurance premium
Insurance · Cedar St
AI−$145.00
Mortgage payment
Needs review
Review−$1,910.00
Categorized by property. Anything the AI isn't sure about waits for you.

What it does

Linked through Plaid

Connect your bank and up to 180 days of history imports. New transactions keep syncing to your ledger, so nothing gets retyped.

AI categorization

Each transaction gets matched to a property expense category: repairs, utilities, insurance, capital improvement.

Nightly reconciliation

Every night, Rentra matches your Stripe payouts against the rent payments you collected. Larger discrepancies show up as alerts, and small mismatches are corrected automatically.

The four steps

  1. 1

    Connect your bank

    Connect through Plaid and pick the accounts to track. Rentra never sees your bank password. A card on file is needed to connect a bank.

  2. 2

    Transactions land in your ledger

    Up to 180 days of history comes in, and new transactions sync after that.

  3. 3

    AI categorizes

    Each transaction is matched to a property and expense type. When the AI isn't confident, your rules decide.

  4. 4

    Reconciliation runs nightly

    Each night, Stripe payouts are matched to invoices and anything that doesn't line up is flagged for you.

All included in the per-unit price

Plaid bank link

Link several accounts through Plaid and bring in up to 180 days of history.

AI transaction categorization

Uses the merchant, amount, and bank category to file each transaction under your expense types.

Manual receipt parsing

Paste a receipt's text and the AI fills in vendor, amount, date, and category as a draft for you to review.

Bank reconciliation

Each night, Stripe payouts are matched to tenant payments and mismatches are flagged.

AR aging

See what each tenant owes, grouped by how many days late, for every property or all of them.

Per-property P&L

Income and expenses totaled for each property, ready to send to your accountant.

Multi-account support

Connect more than one bank. Each transaction shows which account it came from.

Other features

Rent Collection

Tenants set up autopay once, and you get a notification when the money reaches your account. If rent is late, Rentra emails the reminders.

Tax Reports & 1099 Prep

Income and expenses categorized for IRS Schedule E. Vendors over the IRS 1099 threshold flagged. When your accountant asks for numbers, export everything in one click.

Automation Hub

Rent reminders, lease renewals, late notices, and maintenance follow-ups run on the schedule you set.

More on this topic

Article

Schedule E Rental Expense Categories, Line by Line

A line-by-line guide to the Schedule E expense lines (5 through 19) with landlord examples, depreciation notes, and a free expense worksheet.

Comparison

Rentra vs TurboTenant

TurboTenant's free plan covers listings, screening, and rent collection. The differences with Rentra are in the work after move-in: tenant texts, repairs, and bookkeeping.

Comparison

Rentra vs Stessa

Stessa began as accounting for rental investors and later added rent collection and maintenance requests. Rentra puts tenant texts, repairs, and rent first, with the books in the same app.

Comparison

Rentra vs Cozy (Apartments.com)

Cozy accounts moved to Apartments.com Rental Manager in 2021. Rental Manager is free for landlords, and Rentra charges $5 a unit for help after move-in.

Try Rentra on your own rentals

Upload a signed lease and Rentra sets up the tenant, the rent and the lease dates. Free for 14 days, then $5 a unit a month.